Privacy policy

TERMS & CONDITIONS

PRIVACY POLICY

Last Updated: April 22, 2026

Privacy & Cookie Information

Pearson Credit Academy (“Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit PearsonCreditAcademy.com or any related services.

By using our website, you agree to this Privacy Policy. If you do not agree, please discontinue use.

Information We Collect

We may collect personal information including:

Full name
Email address
Phone number
Mailing address
Payment details (processed securely via third-party providers)
Any information submitted through forms or applications

How We Collect Information

We collect information when you:

Register for services or communications
Purchase products or services
Complete intake forms or surveys
Contact us directly
Participate in promotions

We may also collect data via cookies and third-party analytics tools.

How We Use Your Information

We use your information to:

Deliver services and products
Process payments and transactions
Communicate updates and support
Send marketing and promotional content
Improve our website and services

Cookies & Tracking Technologies

We use cookies to enhance user experience, analyze traffic, and personalize content. Disabling cookies may limit certain features.

Sharing of Information

We do not sell your personal information for cash. We may share data with:

Service providers (CRM, payment processors, email systems)
Business partners assisting in service delivery
Marketing platforms
Legal authorities when required

We may share non-identifiable, aggregated data for analytics and marketing.

Legal Disclosure

We may disclose information to comply with legal obligations, protect our rights, prevent fraud, or respond to lawful requests.

Data Security

We use reasonable safeguards to protect your data, but no system is completely secure.

Third-Party Links

We are not responsible for third-party websites or their privacy practices.

Your Rights & Choices

You may:

Opt out of marketing communications
Request access, correction, or deletion of your data

Email & Marketing Communications

You may unsubscribe at any time via email links or by contacting us. Please allow up to 10 business days for processing.

SMS & TCPA Consent

By providing your phone number and opting in through our website, forms, or services, you expressly consent to receive:

SMS/text messages
Phone calls (including automated dialing systems)

These may include:

Service updates
Appointment reminders
Promotional offers
Account notifications

Consent is not a condition of purchase.
Message and data rates may apply.

You may opt out at any time by replying STOP to any message or contacting us at:
Help@PearsonCreditAcademy.com

Credit Repair Disclaimer (CROA Compliance)

Pearson Credit Academy complies with the Credit Repair Organizations Act (CROA).

You have the right to:

Dispute inaccurate information on your credit report yourself at no cost
Obtain a free copy of your credit report annually from each major bureau
Cancel any credit repair service within three (3) business days of signing a contract

We do not charge or collect fees before services are fully performed where prohibited by law.

We do not advise or encourage you to:

Misrepresent your credit information
Create a new credit identity
Engage in any unlawful or deceptive practices

No Guarantee Disclaimer

Pearson Credit Academy does not guarantee specific results.

Results vary based on:

Individual credit profiles
Accuracy of information reported
Creditor and bureau responses

We do not guarantee:

Credit score increases
Removal of accurate negative items
Approval for credit, loans, or housing

All services are provided on a best-effort basis.

Children’s Privacy

Our services are for individuals 18 years or older. We do not knowingly collect data from minors.

Business Transfers

In the event of a merger or sale, your information may be transferred as part of business assets.

Updating Your Information

To access or update your data, contact:

Email: Help@PearsonCreditAcademy.com
Website: PearsonCreditAcademy.com

Changes to This Policy

We may update this policy at any time. Continued use of the site constitutes acceptance of changes.

Contact Us

Pearson Credit Academy
Email: Help@PearsonCreditAcademy.com
Website: PearsonCreditAcademy.com

Agreement

By using this website, you acknowledge and agree to this Privacy Policy.