Legal notice

LEGAL NOTICE

Pearson Credit Academy
Last Updated: April 22, 2026

1. General Information

This website, PearsonCreditAcademy.com, is owned and operated by Pearson Credit Academy (“Company,” “we,” “our,” or “us”).

All content on this website is provided for educational and informational purposes only and is subject to our Terms of Service, Privacy Policy, and Refund Policy.

2. No Legal or Financial Advice

Nothing on this website constitutes legal, financial, or credit repair advice. You should consult qualified professionals for personalized guidance.

3. CROA Compliance Notice

Pearson Credit Academy operates in compliance with the Credit Repair Organizations Act (CROA).

You acknowledge:

You may dispute credit report information yourself at no cost
You may cancel services within three (3) business days without penalty
Credit repair results are not guaranteed

4. No Guarantees

We do not guarantee:

Credit score increases
Removal of accurate or verified items
Loan, credit, or housing approvals
Specific timelines for results

All services are provided on a best-effort professional basis only.

5. Limitation of Liability

Pearson Credit Academy is not liable for any direct or indirect damages resulting from:

Use of our website or services
Decisions made based on our content or guidance
Actions of credit bureaus, lenders, or third parties

Use of this website is at your own risk.

6. Third-Party Links

We are not responsible for third-party websites, services, or content linked from our site.

7. Intellectual Property Rights

All content, including but not limited to text, graphics, logos, templates, documents, and digital materials, is the property of Pearson Credit Academy and is protected by copyright laws.

Unauthorized reproduction, distribution, or resale is strictly prohibited.

8. DMCA COPYRIGHT POLICY

Pearson Credit Academy respects the intellectual property rights of others and complies with the Digital Millennium Copyright Act (DMCA).

8.1 Reporting Copyright Infringement

If you believe that any content on this website infringes your copyright, you may submit a DMCA takedown request by providing the following information:

A description of the copyrighted work you claim has been infringed
The exact URL or location of the infringing material
Your full name, address, phone number, and email
A statement that you have a good faith belief the use is not authorized
A statement, under penalty of perjury, that the information provided is accurate
Your electronic or physical signature

8.2 DMCA Notice Submission

Submit DMCA notices to:

Email: Help@PearsonCreditAcademy.com

8.3 Response to DMCA Claims

Upon receiving a valid DMCA request, we may:

Remove or disable access to the allegedly infringing content
Notify the user responsible for the content
Take further action as required by law

8.4 Counter-Notification

If you believe content was removed in error, you may submit a counter-notification including:

Identification of the removed content
A statement under penalty of perjury that the content was removed in error
Your consent to jurisdiction of applicable courts

9. User Responsibility

You agree that:

You will not upload or distribute infringing content
You will use this website lawfully
You are responsible for your actions while using our services

10. Changes to This Notice

We may update this Legal Notice at any time. Continued use of the website constitutes acceptance of any changes.

11. Contact Information

Pearson Credit Academy
Email: Help@PearsonCreditAcademy.com
Website: PearsonCreditAcademy.com

12. Entire Agreement

This Legal Notice is part of the Pearson Credit Academy Terms of Service and governs all use of this website and services.